That is a possibility. That is why I only buy small amounts. If it gets that low I will likely buy more. There are many problems, the worst being huge amounts of debt as far as the eye can see and lowering rates will give the federal government and others an incentive to borrow more which is going to make that problem worse. Lowering rates will screw the folks that buy fixed income products such as CD's and money markets. Doing so will also help blow the bubbles bigger in the stock and bond markets. The market chooses to ignore all the problems and the question is how long can it continue to do so ?