Ally's stock performance has been disappointing.  Fear of declining  consumer sentiment and the risk of a recession.  But the used/new car markets are still holding up.  I think that Ally will continue to post decent earnings, in the $7 range, especially with the ongoing $2 billion share buyback program.  Slowly diversifying their revenue streams. 

 

And the BOD meets in mid July.  May get another dividend increase. Ally was over capitalized and if their earnings are robust they  will share that with shareholders.  Long since early 2020.