When you as a cohort make the rules, decide on the penalty when the "rules" are broken then it pays handsomely.
White Collar crime is one thing, but the rules in respect to robbery by deception of the Banker Class are something to behold.
Most of Scandinavia have sorted this issue, the Fine is proportional to Income. So if you get fined for speeding in the Alps with your nice Ferrari it will set yo back $290,000 that sort of brings your mind into focus when it comes to breaking the law.
Link to the lucky Swiss driver
JPM's shareholders would demand a very different standard of behavior if stealing a few $B resulted in $1500B fine (not tax deductible either).