Susan,
You are the founder of this board so please persurvere with us bears for awhile. We are not all going to see eye to eye all the time. And there is the question of stage of life and risk tolerance. I still am bullish on far contract crude but hold back because of current market conditions and the political climate. And a liquidation in the stock market would not spare far contracts. Safe dividend plays are probably ok for some percent of a portfolio. If there are safe plays.
Anyway you aren't the only bull around and that case needs to be made. All points of view well stated are of value.