InvestorVillage™ Privacy Policy INOFRMATION COLLECTION
& USE General InvestorVillage™ collects and stores personal information about you when you
register with InvestorVillage™, when you use InvestorVillage™
products and services, and when you visit InvestorVillage™ pages. InvestorVillage™
uses information for the following general purposes: to customize the
content you see, fulfill your requests for products and services, improve
our services and contact you as needed. Personal Information Personal
information is information about you that is personally
identifiable and not otherwise publicly available, such as your name and
email address. Information
Collected At Registration Your registration with our site
is purely voluntary. Please be
aware that when you register with InvestorVillage™
we ask for information such as your name and email address. Members
Are Not Anonymous Once you register with InvestorVillage™ and log in to our services,
you should be aware that you are not anonymous to us and your online activity
and behavior can be monitored. Of course, we trust that you will be on your best behavior when interacting
with other registered members of our community and when posting information
to our site and we do not therefore anticipate any reason for this to
be a problem for anyone. Your
IP Address & Our Cookies When you log on to our service, InvestorVillage™ automatically receives
and records information on our server logs from your browser, including
your IP address. Also, InvestorVillage™ may set and access InvestorVillage™ cookies on you computer. To learn more about “cookies” click
here. INFORMATION SHARNG &
DISCLOSURE InvestorVillage™
does not rent, sell, or share personal information about you with other
people or nonaffiliated companies except to provide products or services
you've requested, when we have your permission, or under the following
circumstances: Law
Enforcement & Other Legal Matters We may disclose personal information
about our members in response to subpoenas, court orders, or legal process,
or to establish or exercise our legal rights or defend against legal claims.
We may provide law enforcement with
member information when we believe it is necessary to share information
in order to investigate, prevent, or take action regarding illegal activities,
suspected fraud, situations involving potential threats to the physical
safety of any person, violations of InvestorVillage™'s
terms of use, or as otherwise required by law. MESSAGE BOARDS, PRIVATE
MESSAGING & MEMBER PROFILE PAGE
If you choose to post messages on
our message boards and/or send private messages to other members, you
should be aware that any personally identifiable information you submit
can be read, collected, or used by other users of these forums, INCLUDING
NON-MEMBER USERS in public areas of our site.
Such information could be used to send you unsolicited messages. We are not responsible for the personally identifiable
information you choose to submit in these forums.
CONFIDENTIALITY &
SECURITY We limit access to personal information
about you to employees who we believe reasonably need to come into contact
with that information to provide products or services to you or in order
to do their jobs. COMPLIANCE WITH CHILD
ONLINE PRIVACY PROTECTION ACT If
you are under 18 years of age you should not be on our site. As stated in our User Agreement, InvestorVillage™ web sites, products
and services are not intended for children under the age of 18 and we
do not knowingly solicit or accept personal or other information from
children under the age of 18. However,
we recognize the difficulties in policing online behavior (particularly
of children) and we understand that children can sometimes gain access
to web sites without the permission of the site’s owners and without the
permission of the child’s own parents.
You should know that we take very seriously the safety of children
and the concerns of responsible parents.
Therefore, we make every effort to be in compliance with the Child
Online Privacy Protection Act (COPPA), though technically, COPPA may not
apply to our site (please see COPPA NOTE below).
Contact
Information for Concerned Parents If you are a parent or legal guardian
and discover that your minor child has registered with our site, you may
contact us at admin@investorvillage.com to notify us of
your child’s unauthorized participation in our online community and request
that his or her account be terminated and all information collected and
otherwise related to your child’s account be permanently deleted, as per
COPPA. COPPA
NOTE The
following information appears on the FTC web site “FAQ” page for COPPA
(the Child Online Privacy Protection Act).
Based on the discussion excerpted below, we at InvestorVillage™ do not believe that the COPPA applies to our site.
However, as noted above, out of an abundance of caution and a genuine
concern for the welfare and safety of all children, we make every reasonable
effort to comply with COPPA. To learn more about COPPA click here. Q. COPPA
applies to "websites directed to children." What factors should
I use to determine whether my website is targeted to children? A. According to the Rule, the factors
to use in determining whether your site is targeted to kids include subject
matter, language, whether the site uses animated characters, and whether
advertising on the site is directed to children. The Commission also considers
empirical evidence regarding the ages of the site's visitors. These standards
are similar to those for TV, radio and print advertising. CHANGES TO THIS PRIVACY
POLICY InvestorVillage™
may update this policy. We will notify you about significant changes in
the way we treat personal information by sending a notice to the primary
email address specified in your InvestorVillage™
account, to your private message inbox or by placing a prominent notice
on our site. QUESTIONS & SUGGESTIONS
If you have questions or suggestions, you can contact us at: admin@investorvillage.com
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